IHS Director Praises Health Insurance Reform Law

In a statement issued today, Indian Health Service Director Yvette Roubideaux praised the recent passage of the health insurance reform legislation, which included the reauthorization of the Indian Health Care Improvement Act.

“This law will improve the quality of health care and make it more accessible and affordable for the American people, including American Indians and Alaska Natives,” she said.

Her statement highlighted several provisions that will benefit Native American people specifically:

• Health insurance reform creates a state-based health exchange through which individuals and small businesses can purchase health insurance coverage. This will create more affordable insurance options and allow comparison of plans.

• American Indians and Alaska Natives who purchase health insurance through the exchange do not have to pay co-pays or other cost-sharing if their income is under 300 percent of the federal poverty level.

• The value of health services/benefits from IHS-funded health programs or Tribes will be excluded from an individual’s gross income so it cannot be taxed.

• Health insurance reform also expands Medicaid coverage to individuals with incomes up to 133% of poverty level.

• For individuals who have Medicare Part D coverage (medication costs), I/T/U spending will count toward the coverage gap (donut hole).